Loans Calculators

Mortgage Calculator

Calculate your monthly mortgage payment including principal, interest, taxes, insurance, and PMI.

Auto Loan Calculator

Calculate your monthly car payment, total interest, and true cost of your auto loan.

House Affordability Calculator

Find out how much house you can afford based on your income, debts, and down payment.

Loan Amortization Calculator

See your complete loan amortization schedule with monthly payment breakdown.

PMI Calculator

Calculate your private mortgage insurance cost and find out when PMI drops off.

FHA Loan Calculator

Calculate your FHA loan payment with 3.5% down, upfront MIP, and monthly mortgage insurance.

VA Loan Calculator

Calculate your VA loan payment with zero down, no PMI, and the funding fee financed in.

Debt-to-Income Calculator

Calculate your front-end and back-end DTI ratios and compare them with conventional, FHA, and VA guidelines.

HELOC Calculator

Calculate your maximum HELOC credit line from your home equity and combined LTV, plus the interest-only draw payment and the repayment payment that follows.

Debt Payoff Calculator

Calculate how long it will take to pay off a credit card or loan balance, the total interest you will pay, and how much time and interest an extra monthly payment saves.

Home Equity Loan Calculator

Calculate the monthly payment, total interest and total cost of a fixed-rate home equity loan, your combined LTV after the loan, and the most you could borrow at 80%, 85% and 90% CLTV caps.

Refinance Break-Even Calculator

Calculate your new payment after a mortgage refinance, the monthly savings, the break-even month where savings repay the closing costs, and your true lifetime savings after the new loan's interest.

USDA Loan Calculator

Calculate a USDA rural development loan with $0 down: the 1% upfront guarantee fee financed into the loan, monthly principal and interest, the 0.35% annual guarantee fee, and total interest over the term.

Student Loan Payoff Calculator

Calculate how long it will take to pay off a student loan, the total interest you will pay, and how much time and interest an extra monthly payment saves you.

Index Fund Calculator

See how an S&P 500 index fund grows your monthly investment, and how expense ratios eat into returns.

Goal Based Calculator

Calculate the required monthly savings to achieve your financial target, adjusted for future inflation.

Retirement Calculator

Plan your US retirement: estimate the savings needed to maintain your lifestyle with 401(k) and IRA investing.

Child Education Calculator

Estimate future college costs and the monthly savings needed — including 529 plan assumptions.

Car Calculator

Plan a future car purchase: save for the down payment and estimate your monthly auto loan payment.

Dream Home Calculator

Plan a future home purchase: save for the down payment and estimate your monthly mortgage payment.

Loan Calculator

Calculate monthly loan payments, interest, and total cost.